Join Saver+, the rewarding
savings account.
The new savings account that gives back.
Easy and hassle-free
- Simply apply on your smartphone through the SPENN app.
- Contact us 7 days a week if you need any assistance. We are available on web chat, phone, email and in-app!
3% interest per annum
- Earn 3% annual interest on your savings every month, with no transaction fee or minimum balance required.
Monthly and quarterly prizes
- Qualify automatically for our draws by saving an average balance of K500 for the monthly draws, or K2000 for the quarterly draws
- Winners are selected on the first working day of the month after the draw periods have ended.
Join more than 1 million+ people with a SPENN Mobile money account available on USSD and Smartphone.
Boost your savings with our
prize draws.
Stand a chance to be one of our 10 lucky winners who will win a share of the K11,000 jackpot! Here’s how it works

Download the SPENN App
Follow the steps to validate your account

Open a SAVER+ account
Create your free account then enter your goals to start saving (Terms and conditions apply)

Enter the Prize Draws
Keep the average balance of K500 (monthly) or K2,000 (quarterly) on your Saver+ account for 30 days, until the end of the month/quarter.

Winners will be announced
Winners will be contacted via SMS and in-app after the draw period ends.
Frequently asked questions.
How can we help you today?
SPENN Saver+ is a free interest-bearing account that pays 3% annually to SPENN customers with a savings balance. The 3% interest is paid on the first working day of the following month.
In addition to the 3% interest rate on your savings account, cash prizes are distributed monthly and quarterly to lucky winners. See Saver+ T&C for more information.
SPENN customers with a Saver+ account will get 3% interest yearly on their total savings balance.
Sign up for an account or log into the SPENN app. Deposit money to your spending account, and transfer from this fund to your savings account. In a month, avoid making more than two withdrawals from your account so that you remain eligible for an interest.
Interest is paid every month. The interest amount for the month is credited to your SPENN Account on the first working day of the following month.
To enter into the prize draws, keep the average balance for your desired draw category on your Saver+ account for 30 days, until the end of the month or the end of the quarter. The average balance for the monthly draw category is K500, while the quarterly draw category balance is K2000. Winners are selected on the first working day of the month after the draw seasons have ended.
If you are among our lucky winners, you will receive a message informing you of the prize won. Then our customer service team will contact you within the first five business days of the following month to enable you to claim your cash prize.
Our customer service team will give you a call after the draws; however, you may contact our team for any assistance on +260 975 944 968.
The monthly draws take place at the end of every month.
Quarterly draws are at the end of every three months.
Login to SPENN and open the Saver+ Account. On the Saver+ screen, check your total savings balance to see if your balance matches with the average balance required for your desired category.